In the period from 9 November to 31 December 2018 there have been several storms that have generated strong winds and tornadoes in various areas of the Iberian Peninsula.

Initial estimates of damages and information to the insured concerned.

Between the months of May and August of 2018 there have been several storms that have generated strong winds and tornadoes in various areas of the Iberian Peninsula.

In the months of September and October and during the first days of November 2018 there have been several storms that have generated strong winds and tornadoes in various areas of the peninsula and the Balearic Islands.

The new Surcharge Declaration will come into effect using the SIR System on the 1st of January, 2019, according to rulings by the CCS' Presidency on the 27th of March and the 31st of October, 2018.

This system varies compared to the current one, which is accessed using this link and is valid only until the 31st of December, 2018.

Unless the transition period has been selected, the first declaration using the new system must be made between the 1st and the 20th of February, 2019.

The regulations and obligations inherent to the new system may be consulted at:

https://www.consorseguros.es/web/entidades-aseguradoras/sistema-de-informacion-de-recargos/normativa-y-especificaciones

This issue includes information about the 12th meeting of the World Forum of Catastrophe Programmes (WFCP), which members are natural catastrophe insurance programmes with any kind of public participation. This meeting was held in Madrid at the end of September 2018, organized by CCS. Besides a panoramic view of the history of WFCP, its members and objectives, the article provides information about the development of the meeting. Some of the scientific lectures that enriched the meeting are reflected in other contributions to this issue of Consorseguros Digital.

Ohter contents include relevant and topical contributions about motor car insurance or emerging questions, such as robotics and Law.

Floods occurred on the past 8 to 10 October in the Balearic Islands, Eastern Andalusia (especially the province of Malaga) and Catalonia (basically the province of Tarragona)