The Earthquake Commission (EQC) is New Zealand's primary provider of natural disaster insurance to residential property owners.

The Commission is a Crown Entity, wholly owned by the Government of New Zealand and controlled by a Board of Commissioners. Crown Entities are not Government departments or state-owned enterprises but nevertheless belong to the Government and are subject to public sector finance and reporting rules.

EQC administers the Natural Disaster Fund, comprising capital and reserves. The Government guarantees that this fund will meet all its obligations.